WELLS FARGO & COMPANY Complaints
bankWells Fargo & Company is a diversified financial services company and one of the largest banks in the United States, offering banking, mortgage, investment, and credit services. It is headquartered in San Francisco, California, and was founded in 1852 by Henry Wells and William Fargo to provide banking and express services during the California Gold Rush.
333 Market Street, San Francisco, CA 94105
WELLS FARGO & COMPANY recorded 422 complaints this week, compared with an 8-week baseline average of 409.7 per week. This week was 1.0x its own 8-week baseline, a status labeled Near baseline, with top complaint products this week of Checking or savings account (210), Credit card (74), and Credit reporting or other personal consumer reports (61). Ranked 1 of 14 among tracked banks by spike ratio this week, compared with an average spike ratio of 0.8 across all tracked banks this week. Complaints answered on time this week were 100.0%.
Category average spike ratio this week (banks): 0.8x — see the full category ranking.
12-week complaint volume
Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).
Spike ratio across tracked runs
9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.
Top complaint products this week
Responsiveness & resolution this week
How WELLS FARGO & COMPANY's complaints were resolved this week:
"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.
Complaints from Older American / Servicemember consumers
14.7% of WELLS FARGO & COMPANY's complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 16.5%). This reflects who is filing complaints, not a finding about WELLS FARGO & COMPANY's conduct toward these consumers — see How it works.
What customers are saying
500 narratives, 2026-06-02 to 2026-07-01 (narrative text lags ~70 days behind the base complaint record — see How it works). Word size = relative frequency (square-root scaled, so no single word dominates).
45.4% of these narratives mention a fraud/scam-related word ("fraud", "scam", "unauthorized", "stolen", "identity theft", "phishing") — a keyword signal in consumers' own words, not a confirmed fraud finding by CFPB or WELLS FARGO & COMPANY.
Exact counts
| # | Word | Mentions |
|---|---|---|
| 1 | card | 535 |
| 2 | credit | 520 |
| 3 | claim | 482 |
| 4 | fraud | 385 |
| 5 | funds | 380 |
| 6 | transaction | 360 |
| 7 | dispute | 329 |
| 8 | check | 314 |
| 9 | payment | 312 |
| 10 | money | 308 |
| 11 | balance | 300 |
| 12 | transactions | 272 |
| 13 | unauthorized | 264 |
| 14 | fees | 238 |
| 15 | service | 214 |
| 16 | transfer | 211 |
| 17 | customer | 208 |
| 18 | refund | 208 |
| 19 | branch | 205 |
| 20 | charges | 203 |
| 21 | merchant | 190 |
| 22 | denied | 187 |
| 23 | evidence | 186 |
| 24 | financial | 181 |
| 25 | new | 181 |
| 26 | matter | 171 |
| 27 | checking | 169 |
| 28 | representative | 168 |
| 29 | requesting | 164 |
| 30 | filed | 160 |
| 31 | day | 159 |
| 32 | full | 158 |
| 33 | closed | 157 |
| 34 | written | 157 |
| 35 | will | 155 |
| 36 | despite | 151 |
| 37 | report | 151 |
| 38 | charge | 151 |
| 39 | stated | 151 |
| 40 | explanation | 148 |
Consumer language tone
A sample of 20 of 20 recent narratives, classified by tone. This reflects language patterns in what consumers wrote — it is not a finding about WELLS FARGO & COMPANY's conduct, not a clinical or validated sentiment measurement, and not a company ranking (see How it works).
Distinctive complaint themes
Narrative terms that come up disproportionately more often in WELLS FARGO & COMPANY's complaints than across the CFPB database as a whole (score = how many times more common here than the industry-wide baseline — see Trends & records for that baseline). A word-frequency signal from a sample of 3,000 narratives, not a finding about the cause of any complaint.
- impersonation 178.54x
- spoofing 89.27x
- exclusively 80.77x
- determinations 72.27x
- geographic 63.77x
- wfbna 59.51x
- conversion 51.01x
- xxxxwells 51.01x
- sophisticated 49.59x
- adequacy 46.76x
Where complaints go: product → issue → outcome
Last 90 days, 5,304 complaints. Two stages shown separately (not joined into one three-way table) because the issue→outcome counts are already combined across every product sharing that issue — see How it works.
Product → Issue
| Product | Issue | Complaints |
|---|---|---|
| Checking or savings account | Managing an account | 1,451 |
| Other | Other | 876 |
| Checking or savings account | Other | 570 |
| Credit card | Other | 438 |
| Credit reporting or other personal consumer reports | Incorrect information on your report | 379 |
| Checking or savings account | Problem with a lender or other company charging your account | 376 |
| Credit card | Problem with a purchase shown on your statement | 315 |
| Debt collection | Took or threatened to take negative or legal action | 242 |
| Credit reporting or other personal consumer reports | Improper use of your report | 185 |
| Credit reporting or other personal consumer reports | Other | 179 |
| Credit card | Other features, terms, or problems | 120 |
| Debt collection | Attempts to collect debt not owed | 118 |
| Debt collection | Other | 55 |
Issue → Company response
| Issue | Response | Complaints |
|---|---|---|
| Other | Other | 2,118 |
| Managing an account | Closed with explanation | 1,008 |
| Incorrect information on your report | Closed with explanation | 273 |
| Problem with a lender or other company charging your account | Closed with explanation | 268 |
| Managing an account | In progress | 243 |
| Problem with a purchase shown on your statement | Closed with explanation | 214 |
| Took or threatened to take negative or legal action | Closed with explanation | 199 |
| Managing an account | Closed with monetary relief | 132 |
| Improper use of your report | Closed with explanation | 117 |
| Attempts to collect debt not owed | Closed with explanation | 87 |
| Other features, terms, or problems | Closed with explanation | 82 |
| Incorrect information on your report | Closed with non-monetary relief | 78 |
| Managing an account | Other | 68 |
| Problem with a lender or other company charging your account | In progress | 63 |
| Problem with a purchase shown on your statement | In progress | 54 |
| Improper use of your report | Closed with non-monetary relief | 53 |
| Problem with a purchase shown on your statement | Closed with monetary relief | 39 |
| Took or threatened to take negative or legal action | Closed with non-monetary relief | 37 |
| Problem with a lender or other company charging your account | Closed with monetary relief | 33 |
| Incorrect information on your report | In progress | 26 |
| Attempts to collect debt not owed | Closed with non-monetary relief | 21 |
| Other features, terms, or problems | Closed with non-monetary relief | 16 |
| Other features, terms, or problems | In progress | 16 |
| Improper use of your report | In progress | 15 |
| Problem with a lender or other company charging your account | Other | 12 |
| Attempts to collect debt not owed | In progress | 10 |
| Problem with a purchase shown on your statement | Other | 8 |
| Other features, terms, or problems | Other | 6 |
| Took or threatened to take negative or legal action | In progress | 6 |
| Incorrect information on your report | Other | 2 |