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WELLS FARGO & COMPANY Complaints

bank
● Near baseline

Wells Fargo & Company is a diversified financial services company and one of the largest banks in the United States, offering banking, mortgage, investment, and credit services. It is headquartered in San Francisco, California, and was founded in 1852 by Henry Wells and William Fargo to provide banking and express services during the California Gold Rush.

Contact

333 Market Street, San Francisco, CA 94105

WELLS FARGO & COMPANY recorded 422 complaints this week, compared with an 8-week baseline average of 409.7 per week. This week was 1.0x its own 8-week baseline, a status labeled Near baseline, with top complaint products this week of Checking or savings account (210), Credit card (74), and Credit reporting or other personal consumer reports (61). Ranked 1 of 14 among tracked banks by spike ratio this week, compared with an average spike ratio of 0.8 across all tracked banks this week. Complaints answered on time this week were 100.0%.

This week
422
8-week baseline avg/wk
409.7
Spike ratio
1.0x
Rank vs. category peers
1 of 14

Category average spike ratio this week (banks): 0.8x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 478 Week 2 of 12: 469 Week 3 of 12: 398 Week 4 of 12: 404 Week 5 of 12: 337 Week 6 of 12: 420 Week 7 of 12: 402 Week 8 of 12: 398 Week 9 of 12: 410 Week 10 of 12: 407 Week 11 of 12: 384 Week 12 of 12: 422

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Spike ratio across tracked runs

Run 1 of 9: 0.9x Run 2 of 9: 0.7x Run 3 of 9: 1.0x Run 4 of 9: 0.9x Run 5 of 9: 1.0x Run 6 of 9: 1.0x Run 7 of 9: 0.9x Run 8 of 9: 1.0x Run 9 of 9: 0.3x

9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.

Top complaint products this week

Responsiveness & resolution this week

Answered on time
100.0%
Public response rate
0.0%

How WELLS FARGO & COMPANY's complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

14.7% of WELLS FARGO & COMPANY's complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 16.5%). This reflects who is filing complaints, not a finding about WELLS FARGO & COMPANY's conduct toward these consumers — see How it works.

What customers are saying

500 narratives, 2026-06-02 to 2026-07-01 (narrative text lags ~70 days behind the base complaint record — see How it works). Word size = relative frequency (square-root scaled, so no single word dominates).

45.4% of these narratives mention a fraud/scam-related word ("fraud", "scam", "unauthorized", "stolen", "identity theft", "phishing") — a keyword signal in consumers' own words, not a confirmed fraud finding by CFPB or WELLS FARGO & COMPANY.

cardcreditclaimfraudfundstransactiondisputecheckpaymentmoneybalancetransactionsunauthorizedfeesservicetransfercustomerrefundbranchchargesmerchantdeniedevidencefinancialnewmattercheckingrepresentativerequestingfileddayfullclosedwrittenwilldespitereportchargestatedexplanation
Exact counts
#WordMentions
1card535
2credit520
3claim482
4fraud385
5funds380
6transaction360
7dispute329
8check314
9payment312
10money308
11balance300
12transactions272
13unauthorized264
14fees238
15service214
16transfer211
17customer208
18refund208
19branch205
20charges203
21merchant190
22denied187
23evidence186
24financial181
25new181
26matter171
27checking169
28representative168
29requesting164
30filed160
31day159
32full158
33closed157
34written157
35will155
36despite151
37report151
38charge151
39stated151
40explanation148

Consumer language tone

A sample of 20 of 20 recent narratives, classified by tone. This reflects language patterns in what consumers wrote — it is not a finding about WELLS FARGO & COMPANY's conduct, not a clinical or validated sentiment measurement, and not a company ranking (see How it works).

Distinctive complaint themes

Narrative terms that come up disproportionately more often in WELLS FARGO & COMPANY's complaints than across the CFPB database as a whole (score = how many times more common here than the industry-wide baseline — see Trends & records for that baseline). A word-frequency signal from a sample of 3,000 narratives, not a finding about the cause of any complaint.

Where complaints go: product → issue → outcome

Last 90 days, 5,304 complaints. Two stages shown separately (not joined into one three-way table) because the issue→outcome counts are already combined across every product sharing that issue — see How it works.

Product → Issue

ProductIssueComplaints
Checking or savings accountManaging an account1,451
OtherOther876
Checking or savings accountOther570
Credit cardOther438
Credit reporting or other personal consumer reportsIncorrect information on your report379
Checking or savings accountProblem with a lender or other company charging your account376
Credit cardProblem with a purchase shown on your statement315
Debt collectionTook or threatened to take negative or legal action242
Credit reporting or other personal consumer reportsImproper use of your report185
Credit reporting or other personal consumer reportsOther179
Credit cardOther features, terms, or problems120
Debt collectionAttempts to collect debt not owed118
Debt collectionOther55

Issue → Company response

IssueResponseComplaints
OtherOther2,118
Managing an accountClosed with explanation1,008
Incorrect information on your reportClosed with explanation273
Problem with a lender or other company charging your accountClosed with explanation268
Managing an accountIn progress243
Problem with a purchase shown on your statementClosed with explanation214
Took or threatened to take negative or legal actionClosed with explanation199
Managing an accountClosed with monetary relief132
Improper use of your reportClosed with explanation117
Attempts to collect debt not owedClosed with explanation87
Other features, terms, or problemsClosed with explanation82
Incorrect information on your reportClosed with non-monetary relief78
Managing an accountOther68
Problem with a lender or other company charging your accountIn progress63
Problem with a purchase shown on your statementIn progress54
Improper use of your reportClosed with non-monetary relief53
Problem with a purchase shown on your statementClosed with monetary relief39
Took or threatened to take negative or legal actionClosed with non-monetary relief37
Problem with a lender or other company charging your accountClosed with monetary relief33
Incorrect information on your reportIn progress26
Attempts to collect debt not owedClosed with non-monetary relief21
Other features, terms, or problemsClosed with non-monetary relief16
Other features, terms, or problemsIn progress16
Improper use of your reportIn progress15
Problem with a lender or other company charging your accountOther12
Attempts to collect debt not owedIn progress10
Problem with a purchase shown on your statementOther8
Other features, terms, or problemsOther6
Took or threatened to take negative or legal actionIn progress6
Incorrect information on your reportOther2