JPMORGAN CHASE & CO. Complaints
bankJPMorgan Chase & Co. is a multinational financial holding company and one of the largest banks in the United States, spanning consumer banking (Chase), investment banking, and asset and wealth management (J.P. Morgan). Headquartered in New York City, it was formed in 2000 through the merger of J.P. Morgan & Co. and The Chase Manhattan Corporation; Chase's lineage traces back to the Bank of the Manhattan Company, chartered in 1799.
383 Madison Avenue, New York, NY 10179
JPMORGAN CHASE & CO. had 489 complaints this week, compared with an 8-week baseline average of 491.2 per week, or 1.0x its own 8-week baseline, a status labeled Near baseline. Top complaint products this week were Checking or savings account (197), Credit card (139), and Credit reporting or other personal consumer reports (78), with 100.0% of complaints answered on time this week. It ranked 7 of 14 among banks by spike ratio, compared with an average spike ratio of 0.9 across all tracked banks this week.
Category average spike ratio this week (banks): 0.9x — see the full category ranking.
12-week complaint volume
Week ending 2026-06-15 through 2026-08-31 (14-day lag buffer applied).
Spike ratio across tracked runs
9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.
Top complaint products this week
Responsiveness & resolution this week
How JPMORGAN CHASE & CO.'s complaints were resolved this week:
"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.
Complaints from Older American / Servicemember consumers
13.5% of JPMORGAN CHASE & CO.'s complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 19.6%). This reflects who is filing complaints, not a finding about JPMORGAN CHASE & CO.'s conduct toward these consumers — see How it works.
What customers are saying
Narrative word cloud not yet generated for JPMORGAN CHASE & CO. — currently built for the highest-volume companies only. Why.
Consumer language tone
A sample of 20 of 20 recent narratives, classified by tone. This reflects language patterns in what consumers wrote — it is not a finding about JPMORGAN CHASE & CO.'s conduct, not a clinical or validated sentiment measurement, and not a company ranking (see How it works).
Distinctive complaint themes
Narrative terms that come up disproportionately more often in JPMORGAN CHASE & CO.'s complaints than across the CFPB database as a whole (score = how many times more common here than the industry-wide baseline — see Trends & records for that baseline). A word-frequency signal from a sample of 3,000 narratives, not a finding about the cause of any complaint.
- sapphire 126.47x
- impersonation 104.15x
- inventory 59.51x
- itinerary 59.51x
- exclusively 51.01x
- distinction 46.76x
- determinations 46.76x
- reconsideration 46.05x
- sophisticated 42.51x
- booking 37.73x
Where complaints go: product → issue → outcome
Last 90 days, 6,317 complaints. Two stages shown separately (not joined into one three-way table) because the issue→outcome counts are already combined across every product sharing that issue — see How it works.
Product → Issue
| Product | Issue | Complaints |
|---|---|---|
| Checking or savings account | Managing an account | 1,337 |
| Credit card | Other | 828 |
| Other | Other | 751 |
| Checking or savings account | Other | 639 |
| Credit reporting or other personal consumer reports | Incorrect information on your report | 581 |
| Credit card | Problem with a purchase shown on your statement | 574 |
| Credit card | Other features, terms, or problems | 367 |
| Checking or savings account | Closing an account | 309 |
| Credit reporting or other personal consumer reports | Improper use of your report | 244 |
| Credit reporting or other personal consumer reports | Other | 219 |
| Debt collection | Took or threatened to take negative or legal action | 211 |
| Debt collection | Attempts to collect debt not owed | 150 |
| Debt collection | Other | 107 |
Issue → Company response
| Issue | Response | Complaints |
|---|---|---|
| Other | Other | 2,544 |
| Managing an account | Closed with explanation | 1,074 |
| Incorrect information on your report | Closed with explanation | 491 |
| Problem with a purchase shown on your statement | Closed with explanation | 460 |
| Closing an account | Closed with explanation | 239 |
| Other features, terms, or problems | Closed with explanation | 239 |
| Took or threatened to take negative or legal action | Closed with explanation | 190 |
| Improper use of your report | Closed with explanation | 170 |
| Managing an account | Closed with monetary relief | 168 |
| Attempts to collect debt not owed | Closed with explanation | 126 |
| Managing an account | In progress | 84 |
| Problem with a purchase shown on your statement | Closed with monetary relief | 68 |
| Incorrect information on your report | Closed with non-monetary relief | 65 |
| Improper use of your report | Closed with non-monetary relief | 64 |
| Other features, terms, or problems | Closed with monetary relief | 56 |
| Other features, terms, or problems | Closed with non-monetary relief | 49 |
| Closing an account | Closed with monetary relief | 41 |
| Closing an account | In progress | 27 |
| Incorrect information on your report | In progress | 25 |
| Problem with a purchase shown on your statement | In progress | 24 |
| Other features, terms, or problems | Other | 23 |
| Problem with a purchase shown on your statement | Other | 22 |
| Attempts to collect debt not owed | Closed with non-monetary relief | 18 |
| Took or threatened to take negative or legal action | Closed with non-monetary relief | 17 |
| Managing an account | Other | 11 |
| Improper use of your report | In progress | 10 |
| Attempts to collect debt not owed | In progress | 5 |
| Took or threatened to take negative or legal action | In progress | 4 |
| Closing an account | Other | 2 |
| Attempts to collect debt not owed | Other | 1 |