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Block, Inc. Complaints

fintech
● Near baseline

Block, Inc. is a publicly traded financial technology company and the parent company of Cash App, Square, Afterpay, and TIDAL. It was founded in 2009 by Jack Dorsey and Jim McKelvey as Square, Inc. and renamed Block, Inc. in December 2021.

Contact

1955 Broadway, Suite 600, Oakland, CA 94612

Block, Inc. recorded 317 complaints this week, compared with an 8-week baseline average of 321.2 per week. This is 1.0x its own 8-week baseline, a status labeled Near baseline. Top complaint products this week were Money transfer, virtual currency, or money service (211), Checking or savings account (57), and Prepaid card (25), with 99.7% of complaints answered on time this week. Among tracked fintechs, Block, Inc. ranked 4 of 8 by spike ratio this week, compared with an average spike ratio of 1.0 across all tracked fintechs this week.

This week
317
8-week baseline avg/wk
321.2
Spike ratio
1.0x
Rank vs. category peers
4 of 8

Category average spike ratio this week (fintechs): 1.0x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 278 Week 2 of 12: 330 Week 3 of 12: 327 Week 4 of 12: 336 Week 5 of 12: 307 Week 6 of 12: 486 Week 7 of 12: 362 Week 8 of 12: 274 Week 9 of 12: 251 Week 10 of 12: 266 Week 11 of 12: 316 Week 12 of 12: 317

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Spike ratio across tracked runs

Run 1 of 9: 1.3x Run 2 of 9: 1.1x Run 3 of 9: 1.5x Run 4 of 9: 1.2x Run 5 of 9: 0.9x Run 6 of 9: 0.7x Run 7 of 9: 0.8x Run 8 of 9: 0.9x Run 9 of 9: 0.8x

9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.

Top complaint products this week

Responsiveness & resolution this week

Answered on time
99.7%
Public response rate

How Block, Inc.'s complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

14.5% of Block, Inc.'s complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 12.2%). This reflects who is filing complaints, not a finding about Block, Inc.'s conduct toward these consumers — see How it works.

What customers are saying

500 narratives, 2026-06-02 to 2026-07-01 (narrative text lags ~70 days behind the base complaint record — see How it works). Word size = relative frequency (square-root scaled, so no single word dominates).

43.0% of these narratives mention a fraud/scam-related word ("fraud", "scam", "unauthorized", "stolen", "identity theft", "phishing") — a keyword signal in consumers' own words, not a confirmed fraud finding by CFPB or Block, Inc..

cashappmoneydisputefundstransactioncardsupportcashapptransactionsdeniedclosedpaymentrefundunauthorizedserviceappealfraudmerchantaccessexplanationevidencetermsusedconsumerclaimcustomerrequestingfinancialsquaredecisiontransferonecreditfiledactivitydespitebalancehelpsend
Exact counts
#WordMentions
1cash1557
2app1511
3money451
4dispute385
5funds362
6transaction348
7card274
8support258
9cashapp254
10transactions249
11denied225
12closed222
13payment220
14refund217
15unauthorized200
16service190
17appeal172
18fraud168
19merchant167
20access166
21explanation164
22evidence150
23terms146
24used139
25consumer136
26claim136
27customer136
28requesting132
29financial124
30square119
31decision117
32transfer115
33one113
34credit113
35filed111
36activity111
37despite109
38balance107
39help101
40send100

Consumer language tone

A sample of 20 of 20 recent narratives, classified by tone. This reflects language patterns in what consumers wrote — it is not a finding about Block, Inc.'s conduct, not a clinical or validated sentiment measurement, and not a company ranking (see How it works).

Distinctive complaint themes

Narrative terms that come up disproportionately more often in Block, Inc.'s complaints than across the CFPB database as a whole (score = how many times more common here than the industry-wide baseline — see Trends & records for that baseline). A word-frequency signal from a sample of 3,000 narratives, not a finding about the cause of any complaint.

Where complaints go: product → issue → outcome

Complaint flow not yet generated for Block, Inc. — currently built for the highest-volume companies only. Why.