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CBC Companies, Inc. Complaints

data reseller
● Near baseline

CBC Companies, Inc. is a specialty consumer-reporting and credit and identity verification holding company based in the Columbus, Ohio area with additional offices in Pittsburgh, PA, and the parent of Innovis, Factual Data, and related verification-services brands. Originally founded in 1948 as the Credit Bureau of Columbus, its mortgage-verification business operates under the Factual Data brand, while Innovis provides credit and identity verification data.

Social & web
Official website ↗

CBC Companies, Inc. recorded 192 complaints this week, compared with an 8-week baseline average of 202.2 per week. This puts this week at 0.9x its own 8-week baseline, a standing labeled Near baseline. All 192 complaints this week concerned Credit reporting or other personal consumer reports, and 100.0% of complaints were answered on time. Among tracked consumer-report resellers, it ranked 3 of 5 by spike ratio this week, compared with an average spike ratio of 1.1 across all tracked consumer-report resellers.

This week
192
8-week baseline avg/wk
202.2
Spike ratio
0.9x
Rank vs. category peers
3 of 5

Category average spike ratio this week (data resellers): 1.1x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 165 Week 2 of 12: 230 Week 3 of 12: 216 Week 4 of 12: 220 Week 5 of 12: 227 Week 6 of 12: 200 Week 7 of 12: 221 Week 8 of 12: 182 Week 9 of 12: 205 Week 10 of 12: 191 Week 11 of 12: 167 Week 12 of 12: 192

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Spike ratio across tracked runs

Run 1 of 9: 1.0x Run 2 of 9: 1.0x Run 3 of 9: 0.8x Run 4 of 9: 1.1x Run 5 of 9: 0.9x Run 6 of 9: 1.0x Run 7 of 9: 0.8x Run 8 of 9: 0.9x Run 9 of 9: 0.9x

9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.

Top complaint products this week

Responsiveness & resolution this week

Answered on time
100.0%
Public response rate

How CBC Companies, Inc.'s complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

1.0% of CBC Companies, Inc.'s complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 2.5%). This reflects who is filing complaints, not a finding about CBC Companies, Inc.'s conduct toward these consumers — see How it works.

What customers are saying

Narrative word cloud not yet generated for CBC Companies, Inc. — currently built for the highest-volume companies only. Why.

Consumer language tone

Tone data not yet generated for CBC Companies, Inc. — currently built for the highest-volume companies only, from an occasional standalone pull, separate from this build. Why.

Distinctive complaint themes

Narrative terms that come up disproportionately more often in CBC Companies, Inc.'s complaints than across the CFPB database as a whole (score = how many times more common here than the industry-wide baseline — see Trends & records for that baseline). A word-frequency signal from a sample of 3,000 narratives, not a finding about the cause of any complaint.

Where complaints go: product → issue → outcome

Complaint flow not yet generated for CBC Companies, Inc. — currently built for the highest-volume companies only. Why.